River Valley Community FCU
My CU 24/7
Home
What's New
Products
Services
Online Services
Insurance Services
Info Desk
About Us
Sitemap
Search
Online Applications Calculators Rates Contact Us
Rates

  

 *All rates are subject to change*
Please
contact us for our most current rates.

 Share, Share Draft, Share Certificate, and IRA rates are effective as of April 21, 2014.



Share And Share Draft Account Rates


Account Type

Dividend 
Rate

Annual Percentage
 
Yield (APY)

Primary Shares    

Share Balance $200.00 to $999.99

0.05%

0.05%

Share Balance $1,000.00 to $9,999.99

0.05%

0.05%

Share Balance $10,000.00 and above

0.15%

0.15%

Share Draft    

Share Draft Balance $1,000.00 and above

0.05%

0.05%

Christmas Club    

Interest earned on any balance

0.20%

0.20%

River Rascal Children's Account    

Share Balance $1.00 and above

1.00%

1.00%

Calculator List 



Individual Retirement Account (IRA) Rates



Account Type

Dividend 
Rate

Annual Percentage
 Yield (APY)

Traditional and Roth IRA    

Balance $0.00 to $9,999.99

0.20%

0.20%

Balance $10,000.00 to $99,999.99

0.30%

0.30%

Balance $100,000.00 and above

0.50%

0.50%

 Calculator List



Share Certificates

Term

 Minimum Balance
 Requirements

Dividend
Rate

Annual Percentage
Yield (APY)

91 Day

$1,000.00

0.20%

0.20%

91 Day

$50,000.00

0.20%

0.20%

6 Month

$1,000.00

0.40%

0.40%

6 Month

$50,000.00

0.40%

0.40%

1 Year

$1,000.00

0.60%

0.60%

1 Year

$50,000.00

0.60%

0.60%

2 Year

$1,000.00

0.80%

0.80%

2 Year

$50,000.00

0.80%

0.80%

3 Year

$1,000.00

1.10%

1.11%

3 Year

$50,000.00

1.10%

1.11%

5 Year

$1,000.00

1.26%

1.27%

5 Year

$50,000.00

1.26%

1.27%

 



Loan Rates

*Loan Rates Effective January 2, 2014- All rates subject to change at any time.
Rates and Loan Amounts are subject to Risk Based Lending.

 

Calculator List 

Unsecured/ Signature


Loan Amount

Interest Rate
As Low As


Term

$250.00

8.50%

6 Months

$750.00

8.50%

12 Months

$1500.00

8.50%

18 Months

$3000.00

8.50%

30 Months

$5000.00

8.50%

40 months

$5000.00

8.50%

40 Months

 

Please contact us for current rates and more information on:

Mobile Home with Land Loans
Share and Share Certificate Secured Loans

 

 


Type of Loan

Annual Percentage Rate
As Low As

New Vehicle 
   Includes: New, Demo and Program Automobile, Truck,
                     Van, Boat, Recreational Vehicle, Motor Home, 
                     Camper, ATV, Motorcycle, and Jet Ski


36 Month term    2.80%

60 Month Term   3.75%

72 Month Term   3.85%

Used Vechicle
      Includes:  Used Automobile, Truck, Van, Boat, Recreational
                    Vechile   Motor Home, Camper, ATV, and
                    Motorcycle(No Used Jet Ski)



2.99%

Miscellaneous Collateral
       
Includes:  Tractors, Farm Equipment, Lawn Mower, 
                     Furniture, New Appliances, Household Goods, 
                     PC's, etc. 



6.25%

Home Equity

Real Estate

**Home Equity and Real Estate loans not subject to Risk Based Rates**

7.20%

4.50%

 | 
[ Home | What's New | Products | Services | Online Services | Insurance Services | Info Desk | About Us | Sitemap ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by D+H
Browser Requirements | Copyright D+H All Rights Reserved.