*All rates are subject to change*
Please contact us for our most current rates.
Share, Share Draft, Share Certificate, and IRA rates are effective as of May 29, 2013.
|
Share And Share Draft Account Rates
|
|
Account Type
|
Dividend
Rate
|
Annual Percentage
Yield (APY)
|
| Primary Shares |
|
|
|
Share Balance $200.00 to $999.99
|
0.05%
|
0.05%
|
|
Share Balance $1,000.00 to $9,999.99
|
0.05%
|
0.05%
|
|
Share Balance $10,000.00 and above
|
0.15%
|
0.15%
|
| Share Draft |
|
|
|
Share Draft Balance $1,000.00 and above
|
0.15%
|
0.15%
|
| Christmas Club |
|
|
|
Interest earned on any balance
|
0.25%
|
0.25%
|
| River Rascal Children's Account |
|
|
|
Share Balance $1.00 and above
|
1.00%
|
1.00%
|
Calculator List
|
Individual Retirement Account (IRA) Rates
|
|
Account Type
|
Dividend
Rate
|
Annual Percentage
Yield (APY)
|
| Traditional and Roth IRA |
|
|
|
Balance $0.00 to $9,999.99
|
0.20%
|
0.20%
|
|
Balance $10,000.00 to $99,999.99
|
0.40%
|
0.40%
|
|
Balance $100,000.00 and above
|
0.70%
|
0.70%
|
Calculator List
|
Term
|
Minimum Balance
Requirements
|
Dividend
Rate
|
Annual Percentage
Yield (APY)
|
|
91 Day
|
$1,000.00
|
0.20%
|
0.20%
|
|
91 Day
|
$50,000.00
|
0.20%
|
0.20%
|
|
6 Month
|
$1,000.00
|
0.30%
|
0.30%
|
|
6 Month
|
$50,000.00
|
0.30%
|
0.30%
|
|
1 Year
|
$1,000.00
|
0.43%
|
0.43%
|
|
1 Year
|
$50,000.00
|
0.43%
|
0.43%
|
|
2 Year
|
$1,000.00
|
0.87%
|
0.87%
|
|
2 Year
|
$50,000.00
|
0.87%
|
0.87%
|
|
3 Year
|
$1,000.00
|
1.07%
|
1.08%
|
|
3 Year
|
$50,000.00
|
1.07%
|
1.08%
|
|
5 Year
|
$1,000.00
|
1.25%
|
1.26%
|
|
5 Year
|
$50,000.00
|
1.25%
|
1.26%
|
*Loan Rates Effective August 27, 2012- All rates subject to change at any time.
Rates and Loan Amounts are subject to Risk Based Lending.
Calculator List
|
Loan Amount
|
Interest Rate
As Low As
|
Term
|
|
$250.00
|
8.50%
|
6 Months
|
|
$750.00
|
8.50%
|
12 Months
|
|
$1500.00
|
8.50%
|
18 Months
|
|
$3000.00
|
8.50%
|
30 Months
|
|
$4000.00
|
8.50%
|
30 months
|
|
$5000.00
|
8.50%
|
40 Months
|
Please contact us for current rates and more information on:
Mobile Home with Land Loans
Share and Share Certificate Secured Loans
|
Type of Loan
|
Annual Percentage Rate
As Low As
|
New Vehicle
Includes: New, Demo and Program Automobile, Truck,
Van, Boat, Recreational Vehicle, Motor Home,
Camper, ATV, Motorcycle, and Jet Ski |
36 Month term 2.80%
60 Month Term 2.90%
72 Month Term 3.10%
|
Used Vechicle
Includes: Used Automobile, Truck, Van, Boat, Recreational
Vechile Motor Home, Camper, ATV, and
Motorcycle(No Used Jet Ski) |
2.99%
|
Miscellaneous Collateral
Includes: Tractors, Farm Equipment, Lawn Mower,
Furniture, New Appliances, Household Goods,
PC's, etc. |
6.25%
|
|
Home Equity
Real Estate
**Home Equity and Real Estate loans not subject to Risk Based Rates**
|
7.20%
4.50%
|
|
