| Account Type | Dividend Rate | Annual PercentageYield (APY) |
|---|---|---|
| Primary Shares | ||
| Share Balance $200.00 to $999.99 | 0.05% | 0.05% |
| Share Balance $1,000.00 to $9,999.99 | 0.05% | 0.05% |
| Share Balance $10,000.00 and above | 0.15% | 0.15% |
| Share Draft | ||
| Share Draft Balance $1,000.00 and above | 0.05% | 0.05% |
| Christmas Club | ||
| Interest earned on any balance | 0.20% | 0.20% |
| River Rascal Children’s Account | ||
| Share Balance $1.00 and above | 1.00% | 1.00% |
| Account Type | Dividend Rate |
Annual Percentage Yield (APY) |
|---|---|---|
| Traditional and Roth IRA | ||
| Balance $0.00 to $9,999.99 | 0.20% | 0.20% |
| Balance $10,000.00 to $99,999.99 | 0.30% | 0.30% |
| Balance $100,000.00 and above | 0.50% | 0.50% |
| Term | Minimum Balance Requirements |
Dividend Rate |
Annual Percentage Yield (APY) |
|---|---|---|---|
| 91 Day | $1,000.00 | 0.06% | 0.06% |
| 91 Day | $50,000.00 | 0.06% | 0.06% |
| 6 Month | $1,000.00 | 0.10% | 0.10% |
| 6 Month | $50,000.00 | 0.10% | 0.10% |
| 1 Year | $1,000.00 | 0.125% | 0.125% |
| 1 Year | $50,000.00 | 0.125% | 0.125% |
| 2 Year | $1,000.00 | 0.15% | 0.15% |
| 2 Year | $50,000.00 | 0.15% | 0.15% |
| 3 Year | $1,000.00 | 0.20% | 0.20% |
| 3 Year | $50,000.00 | 0.20% | 0.20% |
| 5 Year | $1,000.00 | 0.30% | 0.30% |
| 5 Year | $50,000.00 | 0.30% | 0.30% |
| Loan Amount | Interest Rate As Low As |
Term |
|---|---|---|
| $500.00 | 9.82% | 6 Months |
| $1500.00 | 9.82% | 12 Months |
| $2000.00 | 9.82% | 18 Months |
| $3000.00 | 9.82% | 30 Months |
| $5000.00 | 9.82% | 40 months |
| $5000.00 | 9.82% | 40 Months |
| Type of Loan | Annual Percentage Rate As Low As |
|---|---|
| New Vehicle Includes: New, Demo and Program Automobile, Truck, Van, Boat, Recreational Vehicle, Motor Home, Camper, ATV, Motorcycle, and Jet Ski |
36 Month term 3.47% 60 Month Term 3.72% 72 Month Term 4.22% 84 Month Term 4.72% |
| Used Vechicle Includes: Used Automobile, Truck, Van, Boat, Recreational Vechile Motor Home, Camper, ATV, and Motorcycle(No Used Jet Ski) |
4.07% |
| Miscellaneous Collateral Includes: Tractors, Farm Equipment, Lawn Mower, Furniture, New Appliances, Household Goods, PC’s, etc. |
7.57% |
| Home Equity Real Estate**Rates based on Term, Down Payment, and Credit Score** |
Rates Change Daily.
Rates as low as 4.21% (APR) |
MEMBER LOYALTY
River Valley wants to reward loyalty with great discounts.
- Been a member over 5 years? 10 years? Even over 15 years? You qualify!
- Great rate discounts as high as 2% off our already low rates!
- Great Terms as long as 84 months!
- Access to additional products and services like Auto Warranty and GAP Coverage
- You have been loyal to us, let us be loyal to you!
Contact our friendly loan staff today and let them assist you with a loan to fit your needs!
