Rates

Share And Share Draft Account Rates
Account Type Dividend Rate Annual PercentageYield (APY)
Primary Shares
Share Balance $200.00 to $999.99 0.05% 0.05%
Share Balance $1,000.00 to $9,999.99 0.05% 0.05%
Share Balance $10,000.00 and above 0.15% 0.15%
Share Draft
Share Draft Balance $1,000.00 and above 0.05% 0.05%
Christmas Club
Interest earned on any balance 0.20% 0.20%
River Rascal Children’s Account
Share Balance $1.00 and above 1.00% 1.00%
Individual Retirement Account (IRA) Rates
Account Type Dividend
Rate
Annual Percentage
Yield (APY)
Traditional and Roth IRA
Balance $0.00 to $9,999.99 0.20% 0.20%
Balance $10,000.00 to $99,999.99 0.30% 0.30%
Balance $100,000.00 and above 0.50% 0.50%
Share Certificates
Term Minimum Balance
Requirements
Dividend
Rate
Annual Percentage
Yield (APY)
91 Day $1,000.00 0.20% 0.20%
91 Day $50,000.00 0.20% 0.20%
6 Month $1,000.00 0.40% 0.40%
6 Month $50,000.00 0.40% 0.40%
1 Year $1,000.00 .65% .65%
1 Year $50,000.00 .65% .65%
2 Year $1,000.00 1.05% 1.05%
2 Year $50,000.00 1.05% 1.05%
3 Year $1,000.00 1.25% 1.26%
3 Year $50,000.00 1.25% 1.26%
5 Year $1,000.00 1.35% 1.36%
5 Year $50,000.00 1.35% 1.36%
Unsecured/ Signature
Loan Amount Interest Rate
As Low As
Term
$500.00 8.75% 6 Months
$1500.00 8.75% 12 Months
$2000.00 8.75% 18 Months
$3000.00 8.75% 30 Months
$5000.00 8.75% 40 months
$5000.00 8.75% 40 Months
Share and Share Certificate Secured Loans
Type of Loan Annual Percentage Rate
As Low As
New Vehicle
Includes: New, Demo and Program Automobile, Truck,
Van, Boat, Recreational Vehicle, Motor Home,
Camper, ATV, Motorcycle, and Jet Ski
36 Month term 2.99%
60 Month Term3.99%
72 Month Term 4.25%
Used Vechicle
Includes: Used Automobile, Truck, Van, Boat, Recreational
Vechile Motor Home, Camper, ATV, and
Motorcycle(No Used Jet Ski)
4.00%
Miscellaneous Collateral
Includes: Tractors, Farm Equipment, Lawn Mower,
Furniture, New Appliances, Household Goods,
PC’s, etc.
6.50%
Home Equity
Real Estate
**Home Equity and Real Estate loans not subject to Risk Based Rates**
Rates Change Daily. Please contact us to learn about our current rates.